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  • Quote & Bind online in minutes
  • Instant coverage for your customers
  • Quick agent approval process
  • Broad appetite for over 1,300 professions
  • Bundle and save on several lines of business
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Rated 4.7/5
(5056 reviews)

We’ve got tailored policies for thousands of professionsav.

Engineer,
General Contractor,
Handyman,
Agents Insurance,
Personal Trainer,
Pressure Washing,
Real Estate Agent,
Restaurant,
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Trusted & loved by over 500,000 business owners

With a 4.7/5 rating and over five hundred thousand customers that trust NEXT Insurance, unbelievable insurance is a reality. Serving more than one thousand types of businesses, tailored policies for your needs are just a few clicks away.

Small businesses are unpredictable, getting insurance for them shouldn't be.

Instant quote online

Instant online quote and bind process for all policies, with no underwriting delays.

Bundled polices

Option to bundle policies, including general liability, workers’ comp, commercial property, commercial auto, professional liability (E&O) and inland marine

Instant COI

Immediate access to certificates of insurance
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Agent reviews

RCC & Associates, Inc.

The platform is very quick to quote/bind, rating is great, and there is no third-party underwriting waiting period.

Mario D.

Director of First Connect

NEXT’s policies are truly instant quote and bind for all of their products. Our First Connect agents are very pleased with the most efficient quoting process to binding.

Jennifer G.

Quick & EZ Insurance, LLC

If we have a small business client, the first place our agency quotes is NEXT Insurance. They have a wide appetite, the best price and are quick and easy to work with

Angelo O.

Let’s find the coverage you need for your business.

We'll help you sell more insurance, faster! We offer 6 types so it's easy to design the coverage that fits your client's business.

General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
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Workers’ Compensation

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.
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Professional Liability/E&O

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.
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Commercial Auto

Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.
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Tools & Equipment

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.
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Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business.
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Business Owner’s Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
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What we cover

  • Business Insurance
  • General Liability
  • Workers’ Compensation
  • Commercial Property

Who we insure

  • Architects & Engineers
  • Auto Services
  • Beauty
  • Cleaning

Top professions

  • Carpenter Insurance
  • Daycare Insurance
  • Debris Removal Insurance
  • General Contractor Insurance

Most popular

  • Accountant Insurance
  • Amazon Sellers
  • Architect Insurance
  • Catering Insurance

About us

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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

† Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.